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It is no secret that severe weather events have become more frequent, or that the property and other losses caused by these events are on the rise. According to the Insurance Information Institute, since 1997:

·         The U.S. has experienced an average of 63 storms each year that were federally declared natural disasters

·         That average each of the past three years jumped to more than 75

The cost of catastrophe-related homeowners claims as a result of those storms is growing as well; Cat claim severity is up 200 percent from 1997 to 2011. And, this combination is affecting the homeowners industry's underwriting results.


Jack McKinney
Jack McKinney

Posted 11:51 AM

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